Top 3 Low Stakes Baccarat Games in 2022 [to Play Today]

low stakes baccarat

With a long-standing reputation of being the number one game for high rollers, online casinos in the UK have been less generous when giving space to baccarat games. So, unlike roulette and blackjack, baccarat is not commonly featured on game developers’ portfolios.

Thus, we’ve gotten used to a limited number of fairly standard variants under the names of baccarat and Punto Banco. But while Punto Banco is strictly a game of chance, skill plays a part when it comes to baccarat and the demand for the game never drops.

Now, baccarat is finally available to us in much more affordable terms, courtesy of online baccarat casinos and software developers who have recognized the need for low-stakes baccarat too.

So who are these software developers and where can you find their creations?

We’ve got all that you need to know:

3 Best Online Low Stakes Baccarat Games

#1. Low Stakes Baccarat from NetEnt

Low Stakes Baccarat from NetEnt - low stakes baccarat

NetEnt offers Professional Low-Limit Baccarat as well as Punto Banco Pro Low Limit. Standard rules apply to these games—they use eight 52-card decks and no side bets are available.

Both of these games feature the same minimum and maximum bets (in between £0.10 and £10) and their Return To Player (RTP) rates are quite similar (98.96% for Baccarat and 98.92% for Punto Banco).

Professional Low-Limit Baccarat and Punto Banco Pro Low Limit are available at Leo Vegas, SpinIt Casino, Casino Cruise, Spin Station, Miami Dice, and Videoslots.

#2. Low Stakes Baccarat from Microgaming

Low Stakes Baccarat from Microgaming - low stakes baccarat

Unlike NetEnt, Microgaming offers Baccarat games that target high rollers primarily.

If you are keen on playing one of their games and want to stay on the low-stakes end of things, your best option is to visit Betway Casino and open High Limit Baccarat. It is played with 8 decks and allows a minimum bet of £1.

This game pays even money for Player and Banker bets, the latter decreased by 5% commission. The house edge on Banker bets is 1.06% and on Player bets 1.24%.

#3. Low Stakes Baccarat from Playtech

Low Stakes Baccarat from Playtech - low stakes baccarat

Playtech Baccarat offers a bet range of £0.10 to £100, along with several additional bets:

  • Banker Pair and Player Pair, as well as Either Pair – Bet, wins if the first 2 cards are dealt with the respective hand from any pair;
  • Perfect Pair – Bet wins if the cards form a pair of the same suit;
  • Big and Small – The big bet wins if the total number of cards dealt between Player and Banker is 5 or 6, and the Small bet wins if the total is 4.

The minimum bet of £0.1 applies to Player and Banker bets, as well as Big and Small side bets. If you want to bet on a Tie or place money on any of the Pair bets, you’ll have to put at least £1 on the table.

The game’s RTP depends on your bet and varies between 82.93% on Perfect Pair and 98.94% on Banker bets.

If you would like to play this game, visit William Hill Casino.

Best Casinos to Play Low Stakes Baccarat

Casino

Rating

Bonus

Features

Visit Casino

Up to £200 bonus and 100 free spins

  • t&c apply

    First deposit only. Min deposit & spend £10. Max 40 spins on Fishin Frenzy Jackpot King. Spins must be used within 24 hours after being credited. Wagering 35x. Full T&Cs apply.
  • 7-tier VIP program

  • Over 800 slots

  • Mobile app

50 free spins and a 100% buy-in bonus

  • t&c apply

    18+ Play Safe. New customers only. Opt in required. 1x per customer. Max 50 free spins with 20x wagering. Stake £10 stake & get 100 free spins on completion with 20x wagering. Selected slots only. Free spins expire 24 hours after issue. Eligibility rules, game, location, payment method and currency restrictions and terms and conditions apply.
  • Over 300 slots

  • Mobile app for Android and iOS

  • Great customer support

£500 welcome package, 10% cashback, and 100% first deposit bonus up to £200

  • t&c apply

    New Customers. 5% cashback on day 1-7 deps, 10% on day 8-14. Max £1000 p/w. Max 1st deposit bonus £200, 2nd max £300. Min £20 deposit. 40x wagering, valid for 30 days. Game weighting, payment restrictions and betting limits apply. Casino Only. T&Cs apply.
  • Over 300 classic and video slots

  • VIP program

  • Mobile-friendly

100% first deposit bonus

up to £50 and 25 spins

  • t&c apply

    First Deposit Only. Min. deposit: £10, max. Bonus £50. WR of 30x Deposit Plus Bonus amount (Slots count 100% and any other game 10%) within 30 days. Max bet is 10% (min £0.10) of the Bonus amount or £5 (lowest amount applies). Spins must be used and/or Bonus must be claimed before using deposited funds. First Deposit/Welcome Bonus can only be claimed once every 72 hours across all Casinos. Bonus Policy applies..
  • Over a thousand slots from nearly 100 providers

  • Progressive jackpot slots

  • VIP schemes

100% first deposit bonus up to £200 and 100 spins on 5 different slots

  • t&c apply

    New depositing players only. Min. deposit £10. Max. bonus varies per deposit (see below). Welcome package includes 3 deposit bonuses as follows: First Deposit: 100% up to £50 + 20 Spins on Starburst *Min. Deposit £10 Second Deposit: 50% up to £75 *Min. Deposit £20 Third Deposit: 50% up to £75 *Min. Deposit £20 After the first deposit made, customers will get + 20 Spin for the next 4 days: 1st day after First Deposit: 20 Spins of Finn and the Swirly Spin 2nd day after First Deposit: 20 Spins of Book of Dead 3rd day after First Deposit: 20 Spins of VIP Black 4th day after First Deposit: 20 Spins of Aloha! Cluster Pays Winnings won with spins that require a deposit, have to be wagered 35x. Bonuses that require a deposit, have to be wagered 35x.
  • 7-tier VIP club

  • Over 500 games

  • Mobile-friendly

Deposit bonus:
£10+ for 100 bonus spins, £20+ for 200 bonus spins, or

£50+ for 300 bonus spins

  • t&c apply

    First 3 deposit only. Min deposit £10. Max total bonus £500 & 150 spins. 30x wagering(dep+bonus). 30x on spins, 4x conversion, bonus and spins valid on selected slots. T&C's Apply
  • Nearly 500 slots

  • Mobile-friendly

  • VIP club

100% deposit bonus of up to £100

  • t&c apply

    18+. New Players only. One bonus offer per player. Minimum deposit of £10. Max bonus bet £5. This offer gives you a 100% match bonus up to £100 and 100 bonus spins. Bonus spins are valid on the following game(s) only: Aloha! Cluster Pays. Bonus spins to be credited at a rate of 20 bonus spins per day over five days, triggered on your first deposit. Bonus spins winnings credited in the form of bonus funds and capped at £50. Bonus funds must be used within 30 days and bonus spins within 10 days, otherwise any unused shall be removed. Bonus funds are separate to Cash funds and are subject to 35x wagering on the value of the bonus funds and your cash deposit(s). Affordability checks apply. Terms apply. Play Responsibly. BeGambleAware.org.
  • 2000+ games from 100+ providers

  • Loyalty scheme

  • Mobile-friendly

Up to £100 deposit bonus plus

200 free spins

  • t&c apply

    18+, New Players only. Min Deposit: £20. Max bonus £50. Wagering requirements 35x bonus amount, spins valid for 24hrs, on selected games. Full T&C apply. Gambling can be addictive, please play responsibly.
  • 700+ classic and video slots

  • Reliable customer service

300 free spins and 100% deposit bonus up to £100

  • t&c apply

    18+ FULL T&CS APPLY. NEW PLAYERS ONLY. £10 MIN DEPOSIT. £5 MAX BET USING BONUS. 40X WAGERING APPLIES. BONUS VALID FOR 14 DAYS. 30 SPINS WILL BE CREDITED INSTANTLY UPON QUALIFYING DEPOSIT + THEN 30 PER DAY FOR 9 DAYS ON PRE-SELECTED GAMES. FREE SPINS VALID FOR 72 HOURS FROM CREDIT. MAX FREE SPINS WINNINGS £100. EWALLETS EXCLUDED. - WWW.BEGAMBLEAWARE.ORG
  • Hundreds of slots

  • Different banking options, including PayPal

  • VIP program

100% up to £300

  • t&c apply

    New Customers Only. 100% Deposit Match up to £300. Min deposit £10. 50x Wagering applies to the Bonus + Deposit amount, playable on selected slots only. Bonuses must be accepted within 72 hours and are valid for 30 days and wagering requirement must be completed in this time. Bonus amount can’t be withdrawn. Max bet restrictions apply. Not all games contribute equally to wagering requirements. Deposits made with Neteller and Skrill are not valid for this promotion. 18+ begambleaware.org. Full T&C apply.
  • Over 60 progressive jackpot slots

  • Loyalty points scheme

How to Play Mini Baccarat

Mini Baccarat is a game that involves 8 decks of cards and a maximum of 7 players. The goal is to reach the number 9 (or get as close to it as possible).

When it comes to the cards, ace counts as one, deuce counts as two, and so on. The face cards, tens, and any combination that equals ten are all equivalent to zero.

Now let’s consider the actual gameplay:

  1. The dealer shuffles the cards and places them in a box also known as the shoe.
  2. The dealer takes the cards outside of the shoe and deals two to the player (player’s hand) and two to the banker (banker’s hand).
  3. The dealer states the point totals.
  4. If either the player’s or the banker’s hand totals up to 8 or 9 points (referred to as the natural), no additional cards need to be drawn.
  5. If neither of the two hands is natural, then both the player and the banker get a face-up card based on the hit/stand rules.
  6. Whichever hand gets a total of nine points (or is closest to it) wins.
  7. If both hands total up to the same number, then there is a tie.

When it comes to the bets, there are three options:

  • Betting on the player’s hand – The bet wins if the player’s hand totals up to a higher number than the banker’s hand.
  • Betting on the banker’s hand – The bet wins if the banker’s hand totals up to a higher number than the player’s hand.
  • Betting on the tie – The bet wins if both hands total up to the same number.

 

5 Reasons to Play Low Stakes Baccarat Online

While it’s exciting to play low-stakes baccarat physically in a casino, below we are listing five reasons that prove why playing this game online is just as enjoyable.

#1. Low Stakes

If high rolling isn’t your cup of tea, then low-stakes baccarat is a great option for you.

With low-stakes baccarat you can enjoy all the features of the standard baccarat game while betting as little as £0.10.

#2. Convenience

Since low-stakes baccarat is available online you don’t have to worry about prepping and driving to your local casino. You have the opportunity to enjoy the game from the comfort of your own home.

#3. Large Bonuses

You can expect a lot of bonuses when it comes to playing low-stakes baccarat online, with deposit bonuses being among the most common. Depending on your deposit amount, you are offered a percentage to match your deposit.

#4. It’s Free

If you would like to test the water before you dive in, you can put off betting with money and just play the game for free. Most of the online casinos offer free games upon registration, also called the no-deposit bonuses.

#5. No Etiquette to Follow

If you are not an experienced player, then you may not be aware of the etiquette rules that are essential to playing baccarat in a casino. For instance, you should not touch the cards or be overly enthusiastic during the game. These unspoken rules, however, do not apply if you are playing low-stakes baccarat online.

3 Other Low Stakes Games to Enjoy

  • Low Stakes SlotsIf you want to switch it up, take a break from the low-stakes card games and go for the low-stakes slots instead. This way, you can spin a couple of reels while betting as little as possible.
  • Low Stakes Blackjack – If you are a fan of card games and are searching for something other than baccarat, then you have to give blackjack a chance. NetEnt, Playtech, and others offer you the option to bet with as little as £0.10 on blackjack and not worry about the duration of the game.
  • Low Stakes Poker – If you are keen on online poker, but you don’t want to play with a significant amount of money, your best shot is to play low-stakes poker. This way you can enjoy playing poker without having to worry about the money.

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Joseph Kerney

COO & Baccarat Expert

Joseph Specter is our COO and baccarat expert. Joseph has worked in the online gambling industry for over a decade as an affiliate before joining our team.

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